Tag: Dividends

  • Simply Safe Dividends: What It Costs and Why I Use It

    Simply Safe Dividends: What It Costs and Why I Use It

    I started using Simply Safe Dividends in 2019, when I found it through a newspaper column by Elliott Raphaelson in the Chicago Tribune. His description matched exactly what I was trying to do with my own money at the time. I had spent years with everything sitting in money market accounts, high yield savings, and…

  • Why Dividend Income Investors Sleep Better During Market Crashes

    Why Dividend Income Investors Sleep Better During Market Crashes

    When the stock market falls 30%, the financial media goes into overdrive. Headlines focus on trillions of dollars in lost market value. Television commentators speculate about recession risks and investor sentiment. Brokerage account balances shrink, wiping out years of gains on paper. Investors who depend on capital appreciation measure their progress by rising asset prices.…

  • The Portfolio I’d Build at 25, Knowing What I Know Now

    The Portfolio I’d Build at 25, Knowing What I Know Now

    I was never comfortable with investing in the stock market. It always felt like gambling to me because I could not understand what caused a stock to go up or down. I was a fan of passbook savings accounts when I was a kid though. And while it wasn’t explained to me then, putting money…

  • Why Do You Invest?

    Why Do You Invest?

    Prompted by a *Wall Street Journal* article, I explain why I ignore S&P 500 comparisons and focus instead on reliable dividend income. Investing, for me, means owning profitable businesses that consistently share earnings. The real question isn’t beating an index, but choosing an investment approach aligned with your goals long-term.

  • 5 reliable dividend stocks paying over 4% right now

    Here’s a look at five companies that currently offer dividend yields above 4 percent and that I believe have the financial strength, cash flow stability, and business durability to sustain and grow those dividends over time. These companies can provide consistent income that keeps pace with or exceed the rate of inflation, without relying on…

  • Investing in only stocks until you die?

    Investing in only stocks until you die?

    That’s the question asked by WSJ columnist Jason Zweig this Halloween. Scary scary stuff. I don’t know the answer and Mr. Zweig doesn’t pretend to either but he points out an interesting scenario. This scenario has to do with two people who retire three years apart, both with $1 million invested. Here’s how his scenario…